The Devil in the Details

  • Devil in the Details

    The Devil in the Details

    by Randy Fox

    Check and double check when making client decisions

    “Hi, my name is Randy and I’m a number cruncher. I admit that I can’t recommend anything to a client without running a projection. Or two.  Yes, I know it slows down the sale. Yes, I know once I show them the first set […]

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  • The World of Giving

    The U. S. Congress compiled a study on charitable giving in the United States in order to “reform” the charitable deduction. While no legislation has been proposed as yet, the statistics tell us a lot. The study is here 

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  • Documents are only Documents after all

    by Randy Fox

    It is common for financial planners (like me) to guide my clients into and through the estate planning process. The theory being that a good, well written, well considered estate plan will smooth the transfer of assets from the current generation to their heirs. That good planning, good documents, clear intentions […]

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  • The sky might be falling. Planning for potential tax changes

    The Sky Might be Falling! The Sky Might be Falling!

    by Randy Fox

    Planning for Potential Tax Changes

    Attorneys  Martin Shenkman, Jonathan Blattmachr, et al aired a webinar recently on year end planning in light of the upcoming 2020 presidential elections. During their presentation they focused heavily on the Bernie Sanders (and therefore Democrat) tax proposals that may be enacted should there be a change […]

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  • Charitable Donors

    The Price of Control:

    Why do Donors overlook Supporting Organizations?

    by Randy Fox

    In the considerably complex world of philanthropy where the goal is to give away money in order to effect positive change in the world, donors are faced with a number of choices: where to give their donations; what to give; and how to give are all […]

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  • Madoff

    More on Madoff

    by Randy Fox

    Or should I say, moron Madoff. No, I shouldn’t. So, scratch that. However, in my last blog I did disagree with professor Madoff’s latest proposal to reframe the way Donor Advised Funds (DAFs) are treated for tax purposes. She suggests that DAFs receive tax-exempt treatment like other non-profits but that no […]

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  • donor-advised-funds

    The Other Madoff

    Donor Advised Funds (DAF)

    by Randy Fox

    Donor Advised Funds (DAFs), America’s favorite giving tool are regularly under attack. One of the biggest critics, is professor Ray Madoff of Boston College. Professor Madoff continues to criticize that DAFs are somehow abusive since donors receive an income tax charitable deduction for giving their assets away to […]

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  • :31-to-win

    :31

    by Randy Fox, CFP®, AEP®, Two Hawks Consulting

    Enough to Win

    That’s how much time was left on the clock in the fourth quarter as the Chicago Bears prepared to receive the kickoff from the Denver Broncos after giving up the go-ahead touchdown and two-point conversion.  There was no chance the Bears could come back […]

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  • timing

    Timing

    …is Everything

    by Randy Fox, CFP®, AEP®, Two Hawks Consulting

    We’ve all seen it…the perfect timing. The wide receiver running down the field. The quarterback releasing the ball before the receiver has even started his break. The perfect cut. The receiver breaking free just as the ball arrives. The clutch grab. The critical, last minute, […]

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  • implementation-matters

    Implementation Matters

    by Randy Fox, CFP®, AEP®, Two Hawks Consulting

    Develop and execute a good plan for implementation.

    It’s so easy to forget that a good plan is only effective if it is fully implemented in the way it was designed. Many advisors design good plans that should lead clients closer to their stated goals. Many advisors […]

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