Timing

  • timing

    Timing

    …is Everything

    by Randy Fox, CFP®, AEP®, Two Hawks Consulting

    We’ve all seen it…the perfect timing. The wide receiver running down the field. The quarterback releasing the ball before the receiver has even started his break. The perfect cut. The receiver breaking free just as the ball arrives. The clutch grab. The critical, last minute, […]

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  • implementation-matters

    Implementation Matters

    by Randy Fox, CFP®, AEP®, Two Hawks Consulting

    Develop and execute a good plan for implementation.

    It’s so easy to forget that a good plan is only effective if it is fully implemented in the way it was designed. Many advisors design good plans that should lead clients closer to their stated goals. Many advisors […]

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  • avoid-disastrous-estate-plans-like-aretha-franklin-tom-petty

    Tom Petty, Aretha Franklin & You

    Avoiding Disastrous Estate Plans

    by Randy Fox, CFP®, AEP®, Two Hawks Consulting

    It shouldn’t take too much effort to realize that what Tom Petty and Aretha Franklin currently have in common are not their list of gold albums or chart-topping singles, but their disastrous estate plans. Both deceased musical icons have managed to pit family […]

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  • hbo-succession

    Your Succession, My Succession

    by Randy Fox, CFP®, AEP®

    HBO’s Succession

    Much has been written about the popular HBO mini-series, “Succession”. Viewers and critics have discussed the dysfunctional billionaire family and their intricate inter-play. The failed take overs, the backstabbing, the jockeying for favor to see who will reign over the family empire makes for good television and interesting fodder […]

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  • Money

    It’s not about the Money

    by Randy Fox, CFP®, AEP®

    Thirty-five years in financial services and the last twenty plus working with high net worth families and I’m just now realizing that all the time we spend talking about money, planning, cash flow, tax savings wealth transfer and philanthropy is mostly a smoke screen. Certainly, there are problems to solve and […]

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  • Procrastination

    Procrastination

    by Randy Fox, CFP®, AEP®

    We all participate in procrastination. Clean out the garage. Later. Fill out the tax return. Tomorrow. The human psyche apparently thrives on waiting as long as possible to complete onerous tasks. Mowing the lawn a day later probably won’t make a huge difference in anyone’s life. What doesn’t make sense, though […]

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  • Financial Planning Conference

    Rendezvous Conference Nine

    by Randy Fox, CFP®, AEP®

    Purposeful Planning Institute just held the ninth annual Rendezvous conference in Denver. The conference is a one of a kind opportunity for multi-disciplinary interaction and education. Certainly, there are conferences for disparate professionals, but none that I’m aware of put not only financial and legal professionals in the same room but […]

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  • Collaboration in Financial Planning

    The Blind Side of Collaboration

    by Randy Fox, CFP®, AEP®

    Every client I work with is part of a collaboration. Since I don’t have a client facing practice, my work comes from other professionals, which means collaboration is a requirement, not an option. After many years of utilizing this business model, I’ve had enough experience to know how collaboration can work […]

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  • pull-back-the-curtain-opportunity-zones

    Opportunity Zones (OZ):

    Pulling back the curtain in the land of Oz by Randy Fox & Suzanne Jack

    From the late 1970s through the mid-1980s, there existed every kind of tax shelter imaginable. It was the Opportunity Zone or “Oz” of planning since we weren’t in Kansas anymore. We were in a place we didn’t understand that was far, […]

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  • Charitable Giving, not just for the holidays!

    Christmas Comes but Four Times a Year. Huh?

    Charitable gifts are not just for the holidays

    by Randy Fox, CFP®, AEP®

    Last year and every year, in fact, it is estimated that 30% of the $300 Billion of charitable gifts are made around Christmastime in December. In fact, most recently, 10%, that’s $30 Billion came in the last 48 hours of the year. This is […]

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